Plain-English investing term

What Is a Rent Roll?

A rent roll is a property-level list of units, tenants, rent amounts, lease terms, deposits, occupancy, and other income details.

Why it matters

The rent roll is the income story before it becomes a metric. If the rent roll is sloppy, stale, or unrealistic, NOI and value can be wrong before you ever touch the formula.

PropLurk take: A rent roll is not just admin paperwork. It is where the deal tells you whether the income is real.

Rent-roll quick check
  • Unit A rent: $1,100
  • Unit B rent: $1,050
  • Garage income: $100

Result: $1,100 + $1,050 + $100 = $2,250 scheduled monthly income

Usually include

  • Unit or tenant name
  • Current rent
  • Lease start and end
  • Deposits
  • Vacancy
  • Concessions
  • Other income
  • Payment status

Do not mix in

  • Unsupported market rent as current rent
  • Verbal promises with no lease
  • One-time fees treated as recurring income
  • Collections hidden inside scheduled rent

Common ways investors mess this up

  • Using scheduled rent as collected rent
  • Ignoring lease expirations
  • Missing concessions
  • Not reconciling with bank deposits or operating statements

How PropLurk uses it

PropLurk's analysis workflow is built to turn rent roll assumptions into NOI, DSCR, cash flow, and a decision you can revisit later.

This guide is educational and does not provide investment, lending, tax, legal, or appraisal advice. Verify the specific property, lender, and local rules before making decisions.

Turn the rent roll into a decision.

PropLurk keeps the definition, formula, assumptions, offer, and decision record connected so the number does not get lost in another spreadsheet.