Return-on-cash tool
Use all the cash, not just the down payment.
Cash-on-cash return gets inflated when investors ignore closing costs, immediate repairs, reserves, and cash dragged into the deal. This page keeps the denominator honest.
Cash-on-Cash Return Calculator
This is a simplified educational screen. The app adds saved scenarios, offer history, PDF reports, address records, and portfolio context.
Inputs
What this calculator asks for
- Annual cash flow
- Down payment
- Closing costs
- Rehab
- Reserves
- Other cash invested
Outputs
What you get back
- Cash-on-cash return
- Total cash invested
- Annual cash yield
- Return sensitivity
Worked example
Simple enough to check. Serious enough to challenge.
- Annual cash flow: $5,400
- Total cash invested: $54,000
Result: $5,400 / $54,000 = 10.0% cash-on-cash return.
The public page is meant to create a directional answer. Before an actual offer, replace each estimate with address-level evidence: rent comps, parcel taxes, insurance quotes, lender terms, inspection findings, and local operating rules.
Why move into PropLurk?
Calculators are useful. Connected deal records are better.
A single output does not tell you what changed, why it changed, what offer it supports, or whether the deal improved after diligence.
- Keep cash invested visible
- Compare loan structures
- Track actual performance
- Export a clean report