Cash-flow screen

Rent minus mortgage is not the deal.

Use this page to pressure-test the monthly cash left after real operating friction. The full app keeps the cash-flow result tied to the property, scenario, offer, and later actual performance.

Public quick screen

Rental Cash Flow Calculator

Save deeper analysis →
Monthly cash flow$195
NOI$17,700
Cap rate7.1%
Cash-on-cash3.8%
DSCR1.15x

This is a simplified educational screen. The app adds saved scenarios, offer history, PDF reports, address records, and portfolio context.

Inputs

What this calculator asks for

  • Rent
  • Other income
  • Vacancy
  • Operating expenses
  • Debt service
  • Capital reserves

Outputs

What you get back

  • Monthly cash flow
  • Annual cash flow
  • Expense load
  • Reserve-aware cash flow

Worked example

Simple enough to check. Serious enough to challenge.

  • Income: $1,950
  • Vacancy and expenses: $640
  • Debt service: $1,050
  • Reserves: $125

Result: $1,950 - $640 - $1,050 - $125 = $135/month.

The public page is meant to create a directional answer. Before an actual offer, replace each estimate with address-level evidence: rent comps, parcel taxes, insurance quotes, lender terms, inspection findings, and local operating rules.

Why move into PropLurk?

Calculators are useful. Connected deal records are better.

A single output does not tell you what changed, why it changed, what offer it supports, or whether the deal improved after diligence.

  • Keep each expense line visible
  • Compare good, average, and bad cases
  • Track planned versus actual performance
  • See portfolio-level cash-flow charts
Build the full cash-flow model